COOKIES POLICY
INFORMATION ABOUT COOKIES
In compliance with the provisions of Article 22.2 of Spanish Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSI-CE), Barcelona Mortgage Servicing, S.L. (hereinafter, "BMS") informs the user about the cookies used on this website.
WHAT ARE COOKIES?
Cookies are small text files that websites install on the user's device when visited. They allow information about browsing to be stored and retrieved. The cookies used on this site do not store sensitive personal identification data (name, address, password, banking details).
COOKIES USED ON THIS WEBSITE
This is a static website and does not install any first-party cookies. The only cookies loaded are third-party cookies for analytics purposes, installed by Google Analytics 4 (GA4) and only when the user gives explicit consent through the cookie banner.
Their purpose is to measure website usage anonymously and in aggregate (pages visited, time spent, traffic sources) in order to improve our content. We do not use advertising, remarketing, cross-site tracking or social-media cookies.
Types of cookies according to their purpose:
- Analytics cookies (third-party): they make it possible to quantify the number of users and to carry out the statistical measurement and analysis of how users use the website. The information generated by these cookies is transferred to and stored by Google. More information in the Google privacy policy.
Details of the cookies used:
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| _ga | Google Analytics | Distinguishes unique users by assigning a random anonymous identifier. | 2 years | HTTP |
| _ga_<ID> | Google Analytics | Persists the Google Analytics 4 (GA4) session state for a specific property. | 2 years | HTTP |
ACCEPTANCE, WITHDRAWAL AND BLOCKING OF COOKIES
When accessing the site, a banner is displayed allowing the user to accept or reject the installation of analytics cookies. If they are rejected, Google Analytics will not be loaded and no cookies will be installed on the device. If they are accepted, the user may withdraw consent at any time by deleting the cookies through the browser settings.
Configuration links for the main browsers:
In addition, you can install the Google Analytics Opt-out Browser Add-on to prevent data from being sent to Google Analytics on any website.
PROCESSING OF YOUR PERSONAL DATA
The processing of data obtained through analytics cookies is governed by this Cookies Policy and, additionally, by the Privacy Policy.
- Data Controller: BARCELONA MORTGAGE SERVICING, S.L., with registered office at C/ Muntaner 200, 3rd floor 5th door, 08036 Barcelona, tax ID B-66694027, email info@barcelonams.es, telephone +34 93 100 23 42.
- Legal basis: the user's consent, granted through the cookie banner and revocable at any time without retroactive effects.
- Purpose: to measure website usage anonymously and in aggregate and to compile statistics that allow us to improve the service.
- Retention period: the _ga and _ga_<ID> cookies have a maximum expiry of 2 years, unless previously deleted manually by the user. The aggregated information on Google Analytics servers is retained in accordance with the GA4 property's retention configuration (14 months by default).
- Recipients: Google LLC, in its capacity as provider of the Google Analytics service.
- Transfers to third countries: Google Analytics may involve international transfers of data outside the European Economic Area. Google has adopted the appropriate safeguards provided for in the GDPR (standard contractual clauses). More information in the Google privacy policy.
- User rights: access, rectification, erasure, objection, restriction of processing and portability. To exercise these rights, please send a written request together with a copy of your ID document to info@barcelonams.es or by post to the address indicated above.
We recommend that you review this policy periodically, as it may be updated to reflect regulatory changes or changes in the analytics service providers used.