Alternative financing

We are experts in providing mortgage financing solutions as an alternative to traditional banking. We specialise in business financing, but we also arrange mortgage loans for individuals.

Through us you will gain access to credit products from a wide range of providers:

  • Domestic and international financial institutions
  • Investment funds
  • Family offices
  • A large number of private investors
APPLY FOR A MORTGAGE LOAN
Alternative financing Barcelona MS

Free study

We analyse each case free of charge and with no commitment

Speed

Agile processing and a response within 24/48 hours

Flexibility

We accept situations involving seizures, defaults, etc.

Minimum requirements

Provide a property as mortgage collateral

How to apply for financing with us

After listening to your needs, we will propose, free of charge, the best private financing alternative available at any given time, working to secure a loan tailored to you.

We will accompany you throughout the entire process, helping you with the preparatory procedures and supporting you in resolving related issues, such as cancelling seizures, suspending auctions, etc.

1. Application

Send your application with no commitment and an expert will get in touch with you.

SEND APPLICATION

2. Approval

If the operation is viable, we will provide you with a detailed loan simulation, request basic documentation and, if required, send a technician to carry out the official appraisal of your property.

3. Signing

Your manager will explain and send you all the pre-contractual documentation. We sign before a notary public and you receive the funds on the day of signing. Easy, fast and secure.

Key features

Mortgage collateral

It is essential to provide an owned property free of encumbrances or with a low outstanding mortgage balance as collateral.

Responsible lending

We only work with financial companies of recognised prestige and regulated by the Bank of Spain (BdE) and the Ministry of Consumer Affairs.

Secure and confidential

All loans are formalised before a notary public and data is handled confidentially.

AMOUNT from €20,000 up to €20M (max. 35% of appraisal value)
PURPOSE any purpose
REPAYMENT TERMS from 1 to 20 years
GRACE PERIODS up to 5 years
INTEREST fixed rate
BANKS no need to change banks
COLLATERAL we accept any type of property as collateral
COVERAGE nationwide
PROCESS 100% online with a dedicated advisor throughout the process
APPLY FOR A MORTGAGE LOAN

FAQ

If you have any questions, please do not hesitate to contact us — we are here to help.

What is a mortgage loan?

It is a loan granted to a natural or legal person by providing a property (flat, house or commercial premises) that will act as collateral for the repayment of the loan.

What amount can I apply for?

The minimum amount you can apply for is €20,000, with no maximum limit. The amount will always be determined by the value of the collateral provided, since the lenders we work with only finance up to 35% of the value of your collateral.

Can I apply for a loan if the property already has a mortgage?

No, the properties mortgaged as collateral for the loan must be free of encumbrances. In some cases, when the outstanding mortgage balance is very low in relation to the value of the property, it is possible to authorise a second mortgage without cancelling the first.

What documentation do I need to submit?

To assess the granting of your loan, it will be enough to answer a few simple questions so that we can determine whether your application is viable. Once your application is accepted, we will request the minimum documentation possible to make the contracting process as quick and straightforward as possible.

What is the process once the loan is approved?

Once your loan has been approved, we will request an appraisal of the property on which the mortgage is to be constituted; within approximately three days we will have the appraisal report and we will contact you to review the loan conditions again and set a signing date. All our operations are signed before a notary public to provide our clients with maximum legal certainty.

Is it possible to repay the loan early?

You can cancel the loan at any time, paying interest only for the time elapsed and, in addition, on some of our loans, no early-repayment fee will be applied!