Apply for a mortgage loan from €20,000 and we will send you a free no-obligation proposal.
The requirements to apply for a loan are very few:
We operate under Spanish Law 2/2009, offering total transparency and security in our operations and services.
All loans are recorded in the Land Registry, executed with companies registered with the Bank of Spain and signed before a notary public.
We only work with prestigious financial companies regulated by the BdE or the Ministry of Consumer Affairs
We respond to your request within 24 hours and formalise the loan within just a few days
All loans are formalised before a notary and your data will be handled confidentially
If you have a property free of charges or with a small outstanding mortgage, you can obtain a private-capital mortgage loan
If the operation is viable, we will provide a detailed loan simulation, request basic documentation and, if required, send a surveyor to carry out the official appraisal of your property.
Your account manager will explain and send you all the pre-contractual documentation. We sign before a notary and you receive the funds on the day of signing. Easy, fast and secure.
The best mortgage loans on the private capital market
Fixed-rate loans with the most competitive interest rates on the market, and no early-repayment fees!
It does not matter if you are listed in ASNEF, RAI, BADEXCUG… Everyone deserves a second chance.
We adapt to your situation and offer you several options so you can choose the one that suits you best.
We can handle everything by email and phone. You can even sign with a notary of your choice.
If you have any questions, please contact us — we are here to help.
It is a loan granted to a natural or legal person by providing a property (flat, house or business premises) which acts as collateral for repayment of the loan.
The minimum amount you can apply for is €20,000, with no maximum limit. The amount is always determined by the value of the collateral provided, since the lenders we work with only finance up to 35% of the value of your collateral.
No, the properties mortgaged as collateral for one of our loans must be free of charges. In some cases, when the outstanding mortgage balance is very low compared to the value of the property, a second mortgage may be authorised without needing to cancel the first one.
To assess the granting of your loan, you simply need to answer a few simple questions so we can determine whether your application is viable. Once your application is accepted, we will request the minimum documentation so that the contracting process is as quick and straightforward as possible.
Once your loan is approved, we will request an appraisal of the property on which the mortgage will be set up; within approximately three days we will have the appraisal report and we will contact you to review the loan conditions again and set a signing date. All our operations are signed before a notary to provide our clients with maximum legal certainty.
You can cancel the loan at any time; you will only pay interest for the time elapsed and, in addition, on some of our loans no early-repayment fee will be applied!